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Learn About Car Transport Insurance In Miami

When it comes to transporting your beloved vehicle, securing a safe and reliable service is only half the story. You must also consider what could happen in the unlikely event of damage or loss during transit. This is where car transport insurance comes in. It serves as a critical safety net, providing coverage against potential mishaps during the journey.

Based in Miami, FL, Auto Transport Specialty, a leading name among the best auto transport companies nationwide, understands the necessity of such protection for Miami car shipping. With a history spanning over two decades, we offer fully bonded and insured services.

Not only do we offer a range of Miami car shipping services, including enclosed car shipping for enhanced safety, but we also guarantee that each vehicle we transport is backed by a robust insurance policy.

Auto Transport Specialty is committed to delivering a stress-free experience, allowing you to rest easy knowing that your vehicle is not only in experienced hands but also safeguarded by comprehensive car transport insurance.

What is Car Transport Insurance

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Car transport insurance, also known as auto transport insurance, is a type of coverage that specifically protects vehicles during transit. When you entrust your vehicle to a transport company for cross-country travel or even shorter hauls, the journey may expose your vehicle to various risks.

These risks can range from minor scratches or dents to significant damage from accidents or even total loss due to unforeseen circumstances like natural disasters. Car transport insurance is designed to protect against these potential hazards, ensuring that you, the vehicle owner, are not left to shoulder the financial burden of any harm that might befall your vehicle while it’s under the care of the transport company.

Specifics of car transport insurance policies can vary greatly from one provider to another, with some offering more comprehensive coverage than others. For instance, while all transport insurance should cover damage caused by accidents during transit, not all policies may cover damage resulting from acts of nature like hail or falling tree branches.

The coverage could also differ based on the transport method; for example, vehicles transported in enclosed trailers might have different insurance conditions compared to those transported using open trailers. Hence, it’s crucial to understand the specifics of a transport company’s insurance policy to know precisely what is covered.

At Auto Transport Specialty, a trusted car transport company in Miami, FL, we provide robust car shipping insurance, providing our clients peace of mind, knowing their classic and luxury cars, among others, are well-protected during the Miami car shipping process.

Key Insurance Terminology in Auto Shipping

Understanding auto shipping insurance can be a daunting task, especially if you’re new to the process. To simplify the process, we’ve compiled a list of crucial terms that will help you navigate the realm of auto transport insurance with ease:

1. Carrier

In the context of auto shipping, a carrier refers to a car shipping company that physically moves your vehicle from one residential or business location to another, providing door-to-door transport. You might also hear them being referred to as auto haulers, car shippers, transport carriers, or car carriers.

It’s important to note that carriers bear the responsibility of your vehicle during transit, and hence, their insurance coverage plays a critical role in safeguarding your vehicle against potential damage.

2. Broker

A broker, on the other hand, is an entity that serves as the middleman between you, the customer, and the carrier. Their primary role is to connect customers with appropriate carriers based on the customer’s specific transportation needs. 

While they facilitate the process, they don’t handle the actual transportation of the vehicle, and hence, their insurance involvement is different from that of carriers.

3. Auto Transport Management Company

Similar to a broker, an auto transport management company helps connect customers with carriers. However, they provide a more personalized service, handling all aspects of the transport process, from finding suitable carriers to arranging pickup and delivery dates and keeping you updated throughout the car shipping process. 

Their comprehensive service model can provide an added layer of convenience and assurance for customers.

4. Supplemental Coverage

In the world of insurance, “supplemental” typically refers to additional or extra coverage. Some brokers or carriers may offer supplemental insurance coverage, which serves as an extra layer of protection above and beyond the standard coverage.

It’s always beneficial to inquire about the possibility of supplemental coverage, as it might provide protection against damages not covered under the primary insurance policy.

5. Licensed Carrier

A licensed carrier refers to an auto transport company that is legally authorized to operate. Being licensed ensures that the carrier adheres to the regulations and standards set forth by the transportation authority, providing customers with an added level of trust and confidence in the service provided.

6. MC Number

MC stands for Motor Carrier. This number is assigned to auto transport companies and signifies their authority to operate and transport vehicles across state lines. Verifying a carrier’s MC number can provide reassurance about its legitimacy and compliance with federal regulations.

7. USDOT Number

USDOT stands for the U.S. Department of Transport. This number serves as a unique identifier assigned by the government to auto transport companies. Like the MC number, the USDOT number adds an extra layer of verification for the company’s operational compliance.

By familiarizing yourself with these key terms, you can confidently navigate the auto-shipping process and understand the nuances of auto-shipping insurance more effectively. Understanding these terms will equip you to ask the right questions and ensure you’re making the best decisions when it comes to protecting your vehicle during transit.

What Does the Auto Transport Specialty’s Insurance Policy Cover?

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When selecting a vehicle transport service, understanding the specifics of their insurance policy is crucial. At Auto Transport Specialty, one of the best auto transport companies in Miami, FL, we prioritize transparency and customer satisfaction, providing a comprehensive auto insurance policy that offers robust protection for your vehicle during its international or domestic auto shipment journey.

Let’s delve into the details of what our policy covers:

Protection Against In-Transit Damage

The core component of our policy is coverage for any damage your vehicle might incur during transit. This means if your vehicle suffers any scratches, dents, or more significant damage while it’s in our care, our insurance policy covers the costs of repair. 

We take utmost care to ensure your vehicle arrives in the same condition it was when we picked it up, but in the rare event of any mishaps, our policy provides a safety net.

  • Coverage extends to damage caused by accidents during transport
  • Includes minor cosmetic damage like scratches and dents
  • Also covers significant damage or total loss

Protection Against Theft

In the extremely unlikely event that your vehicle is stolen during transport, our insurance policy provides coverage. While we utilize advanced security measures and carefully vet our staff to minimize this risk, our policy provides this coverage for added peace of mind.

  • Covers loss due to theft during transport
  • Advanced security measures are used to prevent such incidents

Act of Nature Coverage

Our policy also covers damage resulting from acts of nature, including weather-related incidents or natural disasters. While we take every precaution to protect against such occurrences by monitoring weather patterns and planning our routes accordingly, this coverage ensures you’re protected in case of such unpredictable events.

  • Protection against weather-related damage such as hail or wind damage
  • Coverage extends to damage caused by natural disasters

Gap Coverage

Sometimes, there can be gaps in coverage due to certain exemptions in the primary insurance policy. Our insurance plan includes gap coverage, ensuring you’re protected even in those instances where standard policies might fall short. This aspect of our policy further solidifies our commitment to providing a truly comprehensive protection plan for your vehicle.

  • Covers areas not included in standard insurance policies
  • Provides additional protection and peace of mind

Auto Transport Specialty’s insurance policy is designed to provide comprehensive protection and peace of mind, allowing you to entrust your vehicle to us without worry. Our policy underscores our commitment to customer satisfaction and our dedication to ensuring your vehicle’s safe delivery.

Read More: Enclosed vs. Open Auto Transport in Miami

What is the Cost of Auto Transport Insurance?

The car shipping cost, particularly the cost of auto transport insurance, is a key consideration when using a car shipping calculator to plan the shipping of your vehicle with Miami car shipping services. Several factors can influence the cost, making it a variable expense that’s tailored to each customer’s specific needs. Here’s what you need to know about the pricing of auto transport insurance:

Included in the Quote

At Auto Transport Specialty, a leading auto shipping company in Florida Miami, we believe in offering comprehensive Miami car shipping services without any hidden costs. This means that the cost of our auto transport insurance is included in the overall shipping quote we provide.

  • Our quotes are all-inclusive, meaning the insurance cost is already factored into the total price.
  • There are no additional or hidden charges for insurance, providing transparent pricing for our customers.

Factors Influencing Cost

While the insurance cost is included in our shipping quote, several factors can influence the overall price. These factors help determine the level of risk associated with transporting your vehicle, which in turn influences the cost of insurance.

  • Vehicle Type and Value: The make, model, and overall value of your vehicle can significantly impact the cost. Higher-value vehicles typically cost more to insure as they would cost more to repair or replace.
  • Distance of Transport: The further the vehicle needs to be shipped, the higher the insurance cost might be. This is due to the increased risk associated with longer transit times.
  • Transport Type: The method of transport can also influence the cost. For example, enclosed transport, which offers more protection, might have a higher associated insurance cost compared to open transport.
  • Location and Route: If the vehicle is being shipped to or through areas with higher incident rates, the insurance cost could be higher.

Worth the Cost

While there might be a cost associated with auto transport insurance, it’s an investment that offers significant value. The peace of mind that comes from knowing your vehicle is protected against potential damage or loss during transit is priceless.

  • The cost of insurance is a small price to pay for the protection and peace of mind it offers.
  • Without insurance, you could be liable for the full cost of any repairs or replacement in the event of damage or loss.

At Auto Transport Specialty, we strive to make our services as affordable and transparent as possible. Our all-inclusive quotes ensure that you know exactly what you’re paying for, and our comprehensive auto transport insurance provides the peace of mind you need when entrusting us with your vehicle.

7 Crucial Considerations for Auto Transport Insurance

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Transporting your vehicle requires entrusting your prized possession to the shipping company. Therefore, it’s vital to understand the nuances of auto transport insurance to ensure your vehicle is adequately protected during transit. Let’s explore seven key aspects you should know about auto transport insurance.

1. Request the Auto Transport Company’s Proof of Insurance

Auto transport companies are legally obligated to carry a valid insurance certificate, which they should readily provide upon request. When reviewing the insurance certificate:

  • Ask about the scope of the coverage. Is the entire vehicle covered or only specific parts?
  • Find out if the insurance covers all damage occurring during transit.
  • Inquire about any deductible you may need to pay if damage occurs.

2. Get All Agreements in Writing

It’s vital to have a written record of any special agreements or considerations that deviate from the standard contract.

  • Request written confirmation for any unique services or agreements.
  • This written evidence will safeguard you if unforeseen issues arise.

3. Verify Coverage with Your Auto Insurance Company

Your auto insurance policy might cover your vehicle during transit, but this isn’t always the case.

  • Contact your auto insurance provider to confirm whether your existing policy extends to vehicle transport.
  • Ask if the insurance company requires any documentation or notifications from the auto transport company.

4. Remove Loose Items from the Vehicle’s Interior

Most auto shipping companies do not cover interior damage, making it prudent to remove loose items from your vehicle before shipping.

  • Clear the vehicle of removable electronics, CDs, loose change, and any other items that could cause damage if they become dislodged during transport.

5. Participate in the Pre-Possession Inspection

The transport company will conduct a thorough inspection of your vehicle before taking possession.

  • If possible, be present during this inspection to ensure a comprehensive assessment of the vehicle’s condition.
  • Take photographs to document the vehicle’s condition before it’s handed over to the auto shipping company.

6. Thoroughly Review the Bill of Lading

The Bill of Lading is a crucial document detailing your vehicle’s condition upon delivery.

  • Conduct a comprehensive check of your vehicle upon delivery, including the undercarriage and engine.
  • Make sure to do this in good lighting conditions to avoid overlooking any potential damage.
  • If you notice any damage, document it on the Bill of Lading and get the driver’s sign-off. This will support your claim for reimbursement.

7. Understand Your Rights for Complaints

In case you’re unsatisfied with the service, you have the right to file a complaint.

  • Complaints can be lodged with your local Better Business Bureau office.
  • If your vehicle was transported across state lines, you can also file a complaint with the U.S. Department of Transportation.

Understanding these considerations for auto transport insurance will empower you to make informed decisions when entrusting your vehicle to a shipping company. Remember that your automobile is a significant investment, and it’s vital to ensure its safety and protection during transit.

Why Miami Residents Choose Auto Transport Specialty’s Insured Services

Miami residents consistently choose Auto Transport Specialty for their vehicle transport needs due to our reputable services. Let’s delve into why our insured services stand out in the auto transport industry and why we remain the preferred choice for the people of Miami.

1. Comprehensive Insurance Coverage

At Auto Transport Specialty, we prioritize the safety of your vehicle above all else. Our comprehensive insurance coverage ensures that your vehicle is fully protected during transit, providing peace of mind for every journey.

  • Our robust insurance policy covers damage that might occur during the car shipping process.
  • We are transparent about our coverage, answering any questions and providing proof of insurance upon request.
  • Our policy means we handle any mishaps professionally and promptly, reducing stress for our clients.

2. Professional and Experienced Staff

Our team’s extensive experience and professional demeanor are significant factors in our popularity among Miami residents.

  • We employ a 24-hour hands-on staff experienced in both open and enclosed transport.
  • Our team’s expertise ensures efficient and reliable services, with the necessary know-how to handle any situation that may arise during transport.

3. Transparent Pricing

Transparency is a cornerstone of our services. We believe that our clients deserve to understand what they are paying for.

  • We provide comprehensive quotes that include the cost of insurance, eliminating any hidden charges.
  • Our clients appreciate our upfront pricing and the value for money our services provide.

4. Personalized Service

We’re more than just a vehicle transport company; we’re a partner that works with you to meet and exceed your expectations.

  • We engage with our clients to understand their specific needs and preferences, tailoring our services accordingly.
  • This personalized approach, combined with our commitment to excellence, leads to high customer satisfaction and repeat business.

5. Reputation for Reliability

In the auto transport industry, a company’s reputation is paramount. Auto Transport Specialty has a proven track record of reliability and excellence.

  • Miami residents choose us because they trust our ability to deliver their vehicles safely and on time.
  • Our reputation has been built on countless successful means of transport, glowing reviews, and referrals from satisfied customers.

For Miami residents, Auto Transport Specialty’s insured services represent a safe, reliable, and customer-centric solution for all their vehicle transport needs. We provide peace of mind, personalized service, and a commitment to exceeding expectations that sets us apart in the industry.


Choosing the right auto transport company is crucial to ensuring your vehicle’s safe and timely delivery. A reputable service like Auto Transport Specialty offers comprehensive insurance coverage, experienced staff, and customer-centric service to ensure your peace of mind during the transport process.

We understand the significance of your vehicle investment and commit to treating it with the utmost care and respect. Miami residents, if you’re seeking a reliable, insured, and top-quality auto transport service, look no further than Auto Transport Specialty.

Contact us today to learn more about our services and how we can meet your vehicle transport needs.


What does the auto transport insurance cover at Auto Transport Specialty?

Our comprehensive auto transport insurance covers any damage that may occur during the shipping process. This includes both exterior and interior damages that could potentially happen while your vehicle is in our care.

Does Auto Transport Specialty provide proof of insurance?

Yes, we do. As a reputable and law-abiding transport company, we always carry a valid insurance certificate and present it upon request. You can rest assured knowing your vehicle is fully insured while in our possession.

What sets Auto Transport Specialty apart from other transport services in Miami?

Auto Transport Specialty sets the bar high with our commitment to customer service, transparency, and professionalism. We offer comprehensive insurance coverage, have a 24-hour hands-on experienced staff, and provide personalized, reliable services without hidden fees. Our reputation among Miami residents speaks for itself.

Is Auto Transport Specialty fully bonded and insured?

Yes, we are. Auto Transport Specialty is fully bonded and insured, offering our clients an added layer of security and peace of mind. We adhere to the highest standards of safety and responsibility in the industry.

Can Auto Transport Specialty handle both open and enclosed transport?

Absolutely. Our team is well-versed in both open and enclosed transport methods. We discuss these options with our clients to find the best fit based on their specific needs and preferences. This flexibility ensures we can offer the right solution for every unique scenario.

Alamin Morshed

An artisan of words, Alamin Morshed brings Auto Transport Specialty’s stories to life through his engaging blog posts. His dedication ensures that our narratives of exceptional service and client experiences reach the widest possible audience. His gripping storytelling makes our blog a sought-after resource for those seeking quality and excellence in service.